Disclaimer

General Disclaimer

This Disclaimer applies to the use of EduSave Malaysia and its content. We provide information for general purposes only and make no warranties regarding the accuracy, completeness, or timeliness of materials presented on our platform.

The information contained on our website relates to education savings planning, the SSPN-i scheme, PTPTN loan repayment, and university fee comparisons in Malaysia. While we strive to ensure accuracy, we cannot guarantee that all information is current, correct, or suitable for your specific circumstances. Education policies, tax regulations, and university fees are subject to change, and we recommend verifying all information with official government sources or financial institutions before making decisions.

We do not warrant that our website will be uninterrupted, error-free, or free from harmful components. Your use of our platform is entirely at your own risk. We shall not be liable for any damages resulting from technical errors, service interruptions, or access delays.

No Professional Advice

The content on our platform is intended for informational and educational purposes only and should not be construed as professional financial, legal, or tax advice. We are not licensed financial advisors, tax consultants, or legal professionals.

Readers should not rely solely on our content when making decisions regarding education savings, SSPN-i investments, PTPTN loan applications, or university selection. Every individual’s financial situation is unique, and decisions made based on general information may not be appropriate for your circumstances. We strongly recommend consulting with qualified financial advisors, tax professionals, and educational counselors before making significant financial commitments.

We do not endorse any specific financial products, institutions, or educational providers mentioned or referenced on our website. Any recommendations should be independently verified and assessed according to your personal needs and circumstances.

Limitation of Liability

To the fullest extent permitted by law, we shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of our website or reliance on its content. This includes but is not limited to loss of profits, data, or opportunity resulting from your interaction with our platform.

Our total liability for any claim arising from this disclaimer or your use of our services shall not exceed the amount you paid to access our services, or zero if no payment was made. Some jurisdictions do not allow the exclusion of certain warranties or limitation of liability, so some of these limitations may not apply to you.

We reserve the right to modify, suspend, or discontinue our services at any time without prior notice. We may update this Disclaimer from time to time, and continued use of our platform constitutes acceptance of any changes.

Third-Party Content and Links

Our website may contain references to external websites, resources, and organizations. We do not control, endorse, or assume responsibility for the content, accuracy, or practices of third-party websites. Links provided are for convenience only, and your use of external sites is subject to their respective terms and conditions.

We are not responsible for any losses, damages, or disputes arising from your interaction with third-party content or services. Before engaging with external resources, you should conduct your own due diligence and verify information independently.

User Responsibility

By accessing our website, you acknowledge that you have read and understood this Disclaimer and agree to comply with all applicable laws and regulations. You are responsible for ensuring that your use of our platform complies with all legal requirements in your jurisdiction.

You agree not to use our website for unlawful purposes, and you assume all risks associated with your access to and use of our content. We reserve the right to restrict access to our platform at our discretion.