Terms of Service

Last updated: March 9, 2026

Acceptance of Terms

These Terms of Service govern your use of EduSave Malaysia and its services. By accessing and using our website, you agree to be bound by these terms and conditions in their entirety. If you do not agree with any part of these terms, you must discontinue use of our platform immediately.

We reserve the right to modify these terms at any time without prior notice. Your continued use of our services following the posting of revised terms means you accept and agree to the changes. We encourage you to review these terms regularly to stay informed about any updates. Your access to educational planning resources, cost estimation tools, and scheme information is contingent upon your acceptance of these governing terms.

User Obligations and Responsibilities

As a user of our platform, you agree to use our services only for lawful purposes and in a way that does not infringe upon the rights of others or restrict their use and enjoyment. Prohibited behavior includes harassment, causing damage or distress, disrupting normal flow of dialogue within our website, and attempting to gain unauthorized access to our systems.

You are responsible for maintaining the confidentiality of any account information you may create. You agree not to transmit any harmful code, malware, or viruses through our platform. When using our education planning tools and SSPN-i scheme information, you acknowledge that all data provided is for informational purposes only. You assume full responsibility for your educational financial decisions and agree to verify all information independently before making significant financial commitments.

Intellectual Property Rights

All content on our platform, including but not limited to text, graphics, logos, images, and educational materials, is the intellectual property of our organization or our content providers. This includes guides on education savings strategies, PTPTN loan information, university fee comparisons, and SSPN-i tax relief analysis. You may not reproduce, distribute, transmit, display, or perform any content without explicit written permission.

We grant you a limited, non-exclusive, non-transferable license to access and use our content for personal, non-commercial educational purposes only. You agree not to modify, translate, or create derivative works based on our materials. Unauthorized use of our intellectual property may result in legal action. All rights not expressly granted to you are retained by us and our content partners. Your use of this material is strictly for understanding Malaysia’s education planning landscape and financial schemes.

Limitation of Liability

Our platform and all information provided are offered on an “as is” basis without warranties of any kind, either expressed or implied. We do not warrant that our services will be uninterrupted, error-free, or free from viruses or harmful components. To the fullest extent permitted by law, we shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of our website.

We provide educational information about SSPN-i schemes, PTPTN loans, and university fee structures for informational purposes only. We are not liable for any financial decisions you make based on our content. You acknowledge that education costs and loan terms may vary and change. We recommend consulting with financial advisors or official government sources before making significant decisions. Our total liability to you shall not exceed the amount you have paid to us, if any.

Termination of Access

We reserve the right to terminate or suspend your access to our services at any time, with or without cause, and without prior notice. Grounds for termination include violation of these terms, unlawful activity, misuse of our platform, or any behavior we deem inappropriate or harmful to our community. Upon termination, your right to use our services will immediately cease.

You may also terminate your relationship with us at any time by ceasing to use our platform. Sections of these terms that are intended to survive termination, including intellectual property rights, limitations of liability, and dispute resolution clauses, shall remain in effect. We will not be liable to you or any third party for any claims arising from termination of your access. Any content you have submitted may be retained in our records for archival purposes as permitted by law.